The Safest and Most Efficient Way
to Buy Receivables

Join EverChain’s Certified Buyer Network and
gain access to the largest selection of portfolios for sale
anywhere. Scale your purchasing power with the leader
in compliant debt sales.

Schedule a Demo

How Buying with EverChain Works

We’ve detailed each step below. If you have any questions
do not hesitate to contact us.


Join the Certified Buyer Network

Access to ready-to-bid loan portfolios starts with becoming a certified member of the EverChain Buyer Network. The most rigorous compliance review in the industry means you’re only competing for deals with compliance peers. You can also rest assured that you’ll only have to go through the review process once, rather than with each individual seller. Our certification and ongoing oversight processes furthermore ensure new and experienced debt buyers can purchase debt with confidence and peace of mind. Once you’re certified, you can start to browse listed portfolios.


Identify the Right Deal for You

Using advanced filtering tools, you can either search actively listed portfolios or set alerts to be notified when the right deal is available. This enables you to quickly and easily identify portfolios that meet your investment criteria and even compare them to other portfolios.


Analyse and Strategise

Once you have selected a portfolio, you will obtain real-time access to a limited data file, sample loan agreements, payment histories, and a complete seller due diligence survey. In addition, you can quickly and easily review portfolio analysis from major national scoring companies. And best of all, this can be done all on the one platform.


Submit Your Bid

Submitting your bid has never been more straightforward or more secure. Once you have reviewed the portfolio sale packet, you can submit your one-time competitive triple-blind bid. Bidding on the platform using this type of bidding means no one can see your bid until the window has closed. Such integrity is necessary to protect your investments in underwriting and valuation.


Close the Sale

Once a final offer has been accepted, you can review and negotiate contract terms, and then electronically execute the sale agreement. When the deal is complete, you’ll fund the seller directly, which means no escrow or third party involvement, and securely download your purchased portfolio.


Post-Sale Management

Post-sale management is key to a successful purchase. We became industry leaders by providing best-in-class, technology-based solutions to resolve things like buy-back requests, consumer complaints, media requests, and chain of title issues. In addition to this, with EverChain’s cloud-based platform, you can seamlessly communicate with sellers, allowing you to spend more time collecting and less time chasing down loose ends.

How EverChain’s DebtTrader Platform
Works in 2 Minutes

Buying With Confidence

Security, compliance and best practice are central to the EverChain platform.

We are proud to have established the highest standards of ethical, regulatory, and legal compliance guidelines that serve to safeguard your investment, your brand, and your bottom line.

Ready to Get Started?
Join the numerous businesses who have achieved their debt selling
and buying goals with Ever Chain.